Zeitwerk simplifies working with dependencies in dev and makes it easier reloading class chains.
We no longer need to use Rails "require_dependency" anywhere and instead can just use standard
Ruby patterns to require files.
This is a far reaching change and we expect some followups here.
Adds 2 factor authentication method via second factor security keys over [web authn](https://developer.mozilla.org/en-US/docs/Web/API/Web_Authentication_API).
Allows a user to authenticate a second factor on login, login-via-email, admin-login, and change password routes. Adds registration area within existing user second factor preferences to register multiple security keys. Supports both external (yubikey) and built-in (macOS/android fingerprint readers).
